Membership restrictions in Nidhi rules bar corporate or trust members and minors, impose minimum membership and limit share transfers. Nidhis must exclude bodies corporate and trusts from membership, maintain the prescribed minimum membership at all times, and prohibit minors from membership while allowing deposits in a minor's name if made by the minor's guardian who is a member. An amendment limits member share transfers during the subsistence of a loan or deposit - capping transferable shareholding at fifty percent as measured on the relevant date and requiring retention of the minimum number of shares specified under the shareholding rule.