Compliance with rule 3A: non-compliant Nidhi companies face prohibitions on filings, deposits, and member loans. Companies falling within the specified classes must obtain declaration under Rule 3A within one year of incorporation or nine months from the 2019 amendment commencement, failing which they are barred from filing Form SH-7 and Form PAS-3. Additionally, companies that remain non-compliant, fail to comply after the 2022 amendment, or whose Form NDH-4 is rejected, may not raise deposits from members or grant member loans from the relevant effective date; any deposits raised thereafter are deemed to be under Chapter V and subject to its requirements.