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<h1>Insurer unveils health plan for 61+ with home care, AYUSH, preventive services; 24-month pre-existing wait sparks affordability, protection concerns</h1> An insurer marketed a dedicated health policy for individuals aged 61 and above that provides hospitalization, extensive home-based and telehealth services, AYUSH coverage, annual preventive consultations, home modifications, compassionate post-discharge support, and OPD diagnostic coverage, with pre-existing conditions covered after a 24-month waiting period and access to a large hospital network for cashless claims. A government report cited in the release indicates a substantial protection gap among seniors, with low insurance and pension coverage, highlighting potential consumer protection and affordability issues for the ageing population.