<h1>FinTech Platform Offers Free Lifetime Credit Reports Plus Personal Loans Up To 5 Lakhs</h1> A financial technology platform offers free lifetime access to credit reports and scores from major bureaus without subscription fees. The digital application provides credit monitoring, fraud detection, personalized improvement recommendations, and payment reminders to help users maintain good credit health. The platform also facilitates personal loans up to 5 lakhs with flexible repayment terms ranging 6-48 months, targeting borrowers with credit scores above 730 and monthly income exceeding 20,000 rupees. The service includes EMI calculators, score planning tools, and connects users with multiple lenders for competitive interest rates with minimal processing fees starting at 1% of loan amount.