<h1>Credit Card Instant Loans: Fast Cash with High Rates, Flexible Terms, and Critical Financial Considerations</h1> Financial institutions offer instant loans through credit cards, providing quick access to funds for emergencies or short-term needs. These unsecured loans feature flexible tenures, instant disbursal, and no documentation for eligible customers. However, borrowers must carefully consider interest rates starting from 13%, processing fees up to 2%, potential prepayment charges, and impacts on credit limits. While convenient for urgent financial requirements, users should assess affordability and repayment capabilities before applying.