https://www.taxtmi.com/news?id=46835 A loan on a credit card is an unsecured personal loan disbursed quickly and repaid via fixed monthly EMIs billed on the card. Borrowers must review interest rates, processing fees, prepayment charges, and the effect on available credit, since sanctioned amounts may be blocked against the card limit and increase credit utilisation. Compare alternatives, consult the Key Fact Statement and loan terms, and use EMI calculations to assess affordability before accepting the offer. en-us Tue, 17 Jun 2025 17:31:03 +0530 Tue, 17 Jun 2025 17:31:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=46835 A loan on a credit card is an unsecured personal loan disbursed quickly and repaid via fixed monthly EMIs billed on the card. Borrowers must review interest rates, processing fees, prepayment charges, and the effect on available credit, since sanctioned amounts may be blocked against the card limit and increase credit utilisation. Compare alternatives, consult the Key Fact Statement and loan terms, and use EMI calculations to assess affordability before accepting the offer. News - Tue, 17 Jun 2025 17:31:03 +0530 https://www.taxtmi.com/news?id=46835