At the end of Financial Year 2017-18, 97.05 lakh subscribers have enrolled under Atal Pension Yojana. The incremental addition of 48.21 lakh subscribers was a 98% more than previous Financial Year 2016-17 figure of 48.83 lakhs. PFRDA appreciates the efforts taken out by the APY Service Providers (Banks/DoP) for their contribution towards making India a Pensioned Society.

PFRDA has taken various initiatives for the expansion of outreach and ease the operations under APY. Online facility to view Statement of Account and ePRAN card was enabled for the ease access of account of APY subscribers, going ahead mobile applications for empowering the subscribers to view transactions and other details of their APY account was introduced. For the convenience of the subscriber and promoting the digital initiatives of GOI, PFRDA introduced the online registration facility through eNPS Channel by login to a website www.enps.nsdl.com without any requirement of physical document.

APY became operational from 1st June, 2015 and is available to all citizens of India in the age group of 18-40 years. Under the scheme, a subscriber would receive a minimum guaranteed pension of ₹ 1000 to ₹ 5000 per month, depending upon his contribution, from the age of 60 years.  The same pension would be paid to the spouse of the subscriber  and  on  the  demise of  both  the  subscriber  and  spouse,  the accumulated pension wealth is returned to the nominee.

Now APY can also be opened through a complete digital channel through eNPS platform. A subscriber can view and print the ePRAN card and Statement of Transactions. Further, the subscriber can register complaints/ grievance by providing his/ her PRAN details on https://npslite-nsdl.com/CRAlite/grievanceSub.do.

Growth of Atal Pension Yojana during the Previous Financial Years

	No. of Subscribers
Financial Year	Absolute	Cumulative
2015-2016	2,484,895	2,484,895
2016-2017	2,398,934	4,883,829
2017-2018	4,821,632	9,705,461

Atal Pension Yojana enrollment expanded with digital eNPS access, guaranteed monthly pension and spouse/nominee protections. Atal Pension Yojana reached 97.05 lakh cumulative subscribers by end of 2017-18, with significant year-on-year incremental growth; the scheme offers guaranteed tiered monthly pensions payable from pension commencement age, equal spouse pension rights, and return of accumulated pension wealth to nominees. Operationally, APY expanded digital access via ePRAN and statements online, mobile applications, eNPS online registration without physical documents, and an online grievance portal, measures credited with driving subscriber additions through banks and postal providers.