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    <title>Now 97.05 lakh subscribers base under Atal Pension Yojana</title>
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    <description>Atal Pension Yojana reached 97.05 lakh cumulative subscribers by end of 2017-18, with significant year-on-year incremental growth; the scheme offers guaranteed tiered monthly pensions payable from pension commencement age, equal spouse pension rights, and return of accumulated pension wealth to nominees. Operationally, APY expanded digital access via ePRAN and statements online, mobile applications, eNPS online registration without physical documents, and an online grievance portal, measures credited with driving subscriber additions through banks and postal providers.</description>
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