National Savings Certificates amended: five-year maturity and specified annual interest accruals with reinvestment for certificates purchased on/after Oct 1, 2018. Amendment makes maturity five years for certificates purchased on or after 1 October 2018, fixes maturity payout for Rs.100 at Rs.146.93 with proportionate rates for other denominations, specifies annual interest accruals for each of five years (8.00; 8.64; 9.33; 10.08; 10.88 per Rs.100) and deems interest accrued through the fourth year reinvested; it also prescribes early encashment pay out amounts for subperiods between three and five years for Rs.100 (122.50; 126.72; 131.08; 135.59) at proportionate rates for other denominations.