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<h1>Paripoorna Mediclaim Ayush Bima offers optional indemnity in-patient cover with co-payment and discounted premiums for CGHS beneficiaries nationwide.</h1> The Paripoorna Mediclaim Ayush Bima is an optional indemnity-based in-patient hospitalisation policy for CGHS beneficiaries offering Rs 10 lakh or Rs 20 lakh sum insured, selectable 70:30 or 50:50 co-payment with 28% and 42% premium discounts respectively, room rent caps at 1%/2% of sum insured per day, cumulative claim-free bonus up to 100%, and specified pre- and post-hospitalisation coverage.