Mumbai, Dec 29, 2025: Tata AIA Life Insurance, one of India's leading insurers, offers the Tata AIA Sampoorna Raksha Promise, a comprehensive term insurance solution designed to address the evolving protection needs of modern Indian families. As economic uncertainties change the financial priorities, young professionals and families want reliable and flexible life insurance options that can adapt to evolving circumstances. Key Highlights of Tata AIA Sampoorna Raksha Promise • Instant Claim Support: Receive an immediate payout of ₹3 lakh upon claim intimation to manage urgent expenses for Sum Assured of ₹1 Crore or more.

• Return of Premium: Get 100% of the premiums paid back on policy maturity with Life Promise Plus Option.

• Inbuilt Premium Waiver: Future premiums are waived on diagnosis of a terminal illness, ensuring uninterrupted coverage.

• Whole Life Cover: Offers life coverage up to age 100, ensuring long-term financial security for families across generations.

• Multiple Other Benefits: Including 15% lower premium rate for women & digital & salaried discount on premium Having comprehensive life insurance has become an important necessity in today's fast-changing economic environment among young families and working professionals. Tata AIA Sampoorna Raksha Promise is a Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product with UIN - 110N176V09, offering a customised protection solution that dynamically changes with changes in life circumstances while keeping families financially secure.

The plan stands out for its practical approach to modern financial challenges. With the FlexiPay Benefit, policyholders facing temporary financial constraints can defer premium payments for up to 12 months while maintaining full risk cover. This feature provides breathing room during difficult periods without compromising family protection, helping young professionals navigate work switches or unexpected expenses.

Understanding that financial emergencies don't wait for claim settlements, Tata AIA Sampoorna Raksha Promise offers an Instant Payout of up to ₹3 lakhs within one working day of claim registration for policies with a sum assured of ₹1 crore or more, after 3 policy years. This accelerated benefit provides families with immediate financial support to manage urgent expenses during the most critical times.

The plan's Payor Accelerator Benefit further strengthens protection by paying out 50% of the base sum assured upon diagnosis of a terminal illness. The exact features depend on the chosen plan benefits option. Future premiums are automatically waived, allowing the policy to remain in effect without adding financial pressure during an already challenging time. This ensures that the family's protection remains intact when they need it most.

For those seeking both protection and savings, the Life Promise Plus option offers a compelling option. The variant returns 100% of the total premiums paid at policy maturity if the life assured survives the term (excluding loading for modal premiums and discount) towards the base benefit option and ‘Life Stage’ or ‘Top-up SA’. Families can secure comprehensive life cover while knowing their premiums will be returned if no claim is made.

Tata AIA Sampoorna Raksha Promise provides multiple coverage enhancement options to help families enhance their protection as their financial responsibilities grow. The Life Stage option allows policyholders to increase coverage without fresh medical underwriting on major life events such as marriage, birth or adoption of children, and home loan payments. The Top-Up SA option enables annual increases of 5% to 20% of the base sum assured, ensuring protection keeps pace with inflation levels.

Women policyholders get a 15% lower premium rate on premiums, ensuring comprehensive protection with more ease and at an affordable cost. This move underlines the commitment towards advocating financial independence for women and thereby taking the leading step towards securing their family's future.

The plan offers flexibility in premium payment through Regular Pay, Limited Pay, and Single Pay options. Policyholders can choose policy terms up to 82 years, with coverage extending up to age 100 (for non-PoS). This flexibility allows individuals to structure their term insurance according to their current financial capacity and long-term goals.

With a combination of reliable protection, flexible premium options, instant claim payouts, and value-added benefits, Tata AIA Sampoorna Raksha Promise provides families with the financial security they need to face life's uncertainties with confidence. For young professionals and families seeking dependable, adaptable life insurance protection, this plan offers a comprehensive solution.

Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V09) About Tata AIA Life Tata AIA Life Insurance Company Limited (Tata AIA) is a joint venture Company formed by Tata Sons Pvt. Ltd. and AIA Group Ltd. (AIA). Tata AIA Life combines Tata’s pre-eminent leadership position in India and AIA’s presence as the largest, independent listed pan-Asian life insurance group in the world, spanning 18 markets in the Asia Pacific region.

Tata AIA reported a total Premium Income of INR 31,484 crore for FY25, up 23% from FY24. The Company continues to rank among the Top 3 Private Insurers in Individual Weighted New Business Premium (IWNBP) with an IWNBP income of INR 8,511 crore.

About the Tata Group Founded by Jamsetji Tata in 1868, the Tata group is a global enterprise, headquartered in India, comprising 30 companies across ten verticals.

The group operates in more than 100 countries across six continents, with a mission 'To improve the quality of life of the communities we serve globally, through long-term stakeholder value creation based on Leadership with Trust’. In 2023-24, the revenue of Tata companies, taken together, was more than $165 billion. These companies collectively employ over 1 million people.

Each Tata company or enterprise operates independently under the guidance and supervision of its own board of directors. There are 26 publicly listed Tata enterprises with a combined market capitalisation of more than $365 billion as on March 31, 2024.

About AIA AIA Group Limited and its subsidiaries (collectively “AIA” or the “Group”) comprise the largest independent publicly listed pan-Asian life insurance group. It has a presence in 18 markets –wholly-owned branches and subsidiaries in Mainland China, Hong Kong SAR (3), Thailand, Singapore, Malaysia, Australia, Cambodia, Indonesia, Myanmar, New Zealand, the Philippines, South Korea, Sri Lanka, Taiwan (China), Vietnam, Brunei and Macau SAR (4), and a 49 per cent joint venture in India. In addition, AIA has a 24.99 per cent shareholding in China Post Life Insurance Co., Ltd.

The business that is now AIA was first established in Shanghai more than a century ago in 1919. It is a market leader in Asia (ex-Japan) based on life insurance premiums and holds leading positions across the majority of its markets. It had total assets of US$305 billion as of 31 December 2024.

AIA meets the long-term savings, and protection needs of individuals by offering a range of products and services including life insurance, accident and health insurance and savings plans. The Group also provides employee benefits, credit life and pension services to corporate clients. Through an extensive network of agents, partners and employees across Asia, AIA serves the holders of more than 43 million individual policies and 16 million participating members of group insurance schemes.

AIA Group Limited is listed on the Main Board of The Stock Exchange of Hong Kong Limited under the stock codes “1299” for HKD counter and “81299” for RMB counter with American Depositary Receipts (Level 1) traded on the over-the-counter market under the ticker symbol “AAGIY”.

For further inquiries or media details, please contact: Media Contact: Name: Niladri Bhattacharya Contact: [email protected] (Disclaimer: The above press release comes to you under an arrangement with NRDPL and PTI takes no editorial responsibility for the same.). PTI PWR