<h1>Pragati Home Loan offers up to 90% LTV with flexible tenure and minimal documentation for salaried and self-employed borrowers.</h1> Pragati Home Loan offers loans from Rs. 5 lakh to Rs. 1.5 crore with loan-to-value up to 90% and tenures up to 30 years across multiple end uses, combined with digital onboarding, tracked loan servicing, doorstep support, and streamlined documentation. Eligibility criteria apply to salaried and self-employed applicants, including minimum age, income thresholds, minimum work experience/business vintage, and a minimum credit score to enable expanded access to formal homeownership.