<h1>Government-backed credit guarantee trust marks 25 years, honors lenders boosting collateral-free loans for small businesses</h1> A government-backed credit guarantee trust celebrated its 25th anniversary by recognizing member lending institutions for their significant roles in providing collateral-free credit to micro and small enterprises. Several banks and non-banking financial companies were awarded for achievements in guarantee coverage, digital innovation, outreach, and growth. The trust, established jointly by a government ministry and a development bank, offers guarantee cover to eligible lenders, facilitating credit access for small businesses without requiring collateral or third-party guarantees. With over one crore guarantees issued, the trust remains a key component of the country's micro, small, and medium enterprise financing framework, supporting national economic initiatives focused on self-reliance and financial inclusion.