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<h1>Comprehensive car insurance protects against accidental, theft and natural disaster risks; Zurich Kotak offers tailored online policies and add ons.</h1> Zurich Kotak General Insurance offers a comprehensive car insurance policy covering accidental damage, theft, natural calamities and third party liability, with personal accidental cover for the driver. The product includes operational features such as cashless repairs through a garage network, 24/7 customer support, a no claim bonus, and optional add ons like engine protection and zero depreciation. Policies are customisable and purchasable online, with the insurer positioning digital distribution and tailored coverages as central to its market offering.