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<h1>Interest rate policy cuts reduce savings returns, prompting political criticism over economic management and citizen welfare impacts.</h1> The note addresses interest rate policy adjustments after a repo rate cut that caused banks to lower savings account returns, arguing reduced deposit yields harm retirees and ordinary depositors by shifting income toward capital markets. It links these monetary transmission effects to broader criticism of economic management, including claims of rising prices, weak private investment, stagnating wages, and increasing financial exclusion for common citizens.