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<h1>Digital Transformation in India's Credit Ecosystem: Leveraging AI, Cloud Computing, and Strategic Risk Management for Sustainable Growth</h1> A financial technology executive discusses digital transformation in India's credit ecosystem, highlighting the importance of robust technological foundations, strategic risk management, and AI integration. The interview explores how cloud computing and innovative approaches can drive sustainable growth in financial services. Key insights focus on building scalable infrastructure, leveraging predictive and generative AI, and prioritizing risk management for long-term success in the evolving startup landscape.