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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>Complimentary railway lounge access unlocked by monthly spending requirement, subject to verification and visit limits at participating lounges.</h1> IDFC FIRST Bank credit cards provide complimentary railway lounge access with defined entitlements varying by card: some offer four complimentary visits per quarter, another offers four visits annually. Access is unlocked by meeting a monthly spending threshold, requires presentation of the bank card and a valid train ticket, and is validated by a merchant terminal with a nominal charge. Lounges typically allow up to two hours' stay and impose guest, frequency and card validity restrictions.

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