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<h1>NG-RTGS ISO 20022 adoption requires RTGS participants to implement ISO 20022 message formats by March 31, 2013.</h1> Adoption of the ISO 20022 messaging standard is mandated for NG RTGS; participants must implement the ISO 20022 Business Application Header and specified message types (e.g., pacs.008, pacs.009, camt.054, pacs.004, pacs.002) with the prescribed field conventions, validation rules and mapping to legacy RTGS/NEFT functions, and confirm commencement of implementation actions as instructed.