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<h1>Responsible lending certification promotes professional standards and client protection in microfinance through industry-recognized online training.</h1> An industry-led online certification programme, ASCEND, provides modular self-paced training, recorded expert sessions, live doubt-clearing interactions, and proctored multiple-choice assessments to certify frontline microfinance staff in credit appraisal, client engagement, digital transformation, regulatory compliance, and ethics, with joint certification to promote recognised standards of responsible lending and client protection.