<h1>Legal risks and compliance checklist for fintech daily micro-investments in 24k gold and 999 silver offerings</h1> A fintech platform has launched a daily micro-investment product enabling purchases of 24k gold and 999 silver from a very low minimum, with options for digital custody, redemption and physical delivery; the offering highlights backing by an established bullion firm and claims real-time pricing, secure vaulting and purity guarantees. Key legal considerations include accuracy of marketing and purity claims, enforceability of delivery and custody commitments, compliance with payments, KYC/AML and precious-metals custody regulations, licensing for bullion trading/storage, consumer protection and refund rules, and appropriate risk disclosures. Contractual terms, insurance coverage and dispute-resolution mechanisms should be reviewed.