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<h1>Health Insurer Niva Bupa Recognized for Excellence with High Claim Settlement Ratio and Extensive Hospital Network</h1> Niva Bupa Health Insurance has earned multiple industry recognitions in the past financial year, establishing itself as one of India's most trusted health insurance brands. The company received awards for customer service, technology innovation, and growth from platforms including Mint BFSI Summit, InsureNext Global Conclave, and ET NOW Insurance Summit. With a 90%+ claim settlement ratio over three consecutive years, a network exceeding 10,000 hospitals, and coverage of over 19.8 million lives, the insurer continues expanding its presence across India. The company operates through 212 branches spanning 22 states and 4 union territories, working with 1.7+ lakh agents and numerous partners while maintaining Great Place to Work certification for five consecutive years.