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<h1>Co-lending partnership expands formal credit access to rural and semi-urban borrowers through joint origination and tailored lending.</h1> A co-lending partnership between an NBFC-HFC and a public sector bank combines the bank's branch network with the NBFC-HFC's branch presence, underwriting standards, and credit assessment tools to expand formal credit to middle- and low-income borrowers, MSMEs, home-loan seekers, and small businesses in rural, semi-urban, Tier 2 and Tier 3 areas through joint origination, competitive rates, and customized credit solutions to promote financial inclusion.
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