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    <description>A co-lending partnership between an NBFC-HFC and a public sector bank combines the bank&#039;s branch network with the NBFC-HFC&#039;s branch presence, underwriting standards, and credit assessment tools to expand formal credit to middle- and low-income borrowers, MSMEs, home-loan seekers, and small businesses in rural, semi-urban, Tier 2 and Tier 3 areas through joint origination, competitive rates, and customized credit solutions to promote financial inclusion.</description>
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