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<h1>NHB report under Section 42 highlights housing finance trends, programmatic drivers, credit disparities and climate vulnerabilities.</h1> Pursuant to Section 42 of the National Housing Bank Act, 1987, the NHB's Report on Trends and Progress of Housing in India, 2024 summarizes housing finance volumes and disbursements, segmentation of outstanding individual housing loans by income groups, and recent y o y movement in the NHB-RESIDEX price index; it reviews government housing programmes, the roles of PLIs and HFCs, and identifies regional credit disparities, climate-related vulnerabilities and technological and digitization factors as key drivers and challenges for the sector's outlook.