<h1>Former Himachal Pradesh Chief Minister Criticizes Congress for Rs 30,000 Crore Loan, Delayed Pensions and Salaries</h1> The former Chief Minister of Himachal Pradesh criticized the governor's address to the state assembly, accusing the Congress government of taking a substantial loan of Rs 30,000 crore in two years without notable achievements. He highlighted issues such as delayed pensions and salaries, and questioned the fulfillment of election promises. In response, the current Chief Minister defended the Congress's policy changes and achievements, citing improvements in education and health services. He also noted the financial challenges inherited from the previous BJP government and the lack of compensation from the central government for recent disasters.