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<h1>Zurich Kotak highlights travel insurance cost factors: age, health, destination risk, trip type, and policy details.</h1> Zurich Kotak General Insurance outlines factors influencing travel insurance costs, emphasizing the importance of selecting appropriate coverage. Key factors include age, health, destination risk, trip type, policy limits, deductibles, trip duration, and travel mode. Older travelers and those visiting high-risk areas may face higher premiums. Specialized plans may be needed for business or luxury trips. Reading policy documents thoroughly is crucial to avoid unexpected expenses. Zurich Kotak General Insurance, a joint venture with Zurich Insurance Group, focuses on providing diverse non-life insurance products in India, leveraging technology for customized services.