<h1>National Credit Framework enables portable academic credits and digital lifelong learning, facilitating student mobility and credential verification.</h1> The document explains the regulatory architecture for lifelong learning centred on the National Credit Framework, supported by digital public infrastructure: the Automated Permanent Academic Account Registry (APAAR) which issues unique lifelong academic identities, and the Academic Bank of Credits (ABC) which stores credits in dematerialised form to enable credit recognition, accumulation, transfer and redemption, real time verification of credentials, student mobility across institutions, and linkage to scholarships, internships and loans.