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Over 11.29 crore loans worth ₹ 6.41 lakh crore disbursed under Pradhan Mantri Mudra Yojana (PMMY) across country during FYs 2019-21

July 20, 2021

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Over 11.29 crore loans worth ₹ 6.41 lakh crore disbursed under Pradhan Mantri Mudra Yojana (PMMY) across country during FYs 2019-21

Over 30 crore loans worth ₹ 15.97 lakh crore sanctioned under PMMY since April, 2015

Under Pradhan Mantri Mudra Yojana (PMMY) over 11.29 crore loans amounting to ₹ 6.41 lakh crore have been disbursed across the country during FY 2019-20 and FY 2020-21 as informed by Member Lending Institutions (MLIs). This was stated by Minister of State for Finance Dr Bhagwat Kisanrao Karad in a written reply to a question in the Rajya Sabha today.

The Minister also stated that over 30 crore loans amounting to ₹ 15.97 lakh crore have been sanctioned under PMMY since inception of the Scheme in April, 2015.

Under Pradhan Mantri Mudra Yojana (PMMY) institutional credit up to ₹ 10 lakh is provided for entrepreneurial activities to micro/small business units by Member Lending Institutions (MLIs) viz. Scheduled Commercial Banks (SCBs), Regional Rural Banks (RRBs), Non-Banking Financial Companies (NBFCs) and Micro Finance Institutions (MFIs), the Minister stated.

Responding to a question about Scheme helping in reduction of unemployment , the Minister stated that as apprised by the Ministry of Labour and Employment (MoLE), a sample survey was conducted at the national level to estimate employment generation under PMMY. As per the survey results, PMMY helped in generation of 1.12 crore net additional employment during a period of approximately 3 years (i.e. from 2015 to 2018). At an overall level, Shishu category of loan has about 66% of share among additional employment generated by establishments owned by MUDRA beneficiaries followed by Kishore (19%) and Tarun (15%) categories respectively.

However, the Minister stated, data pertaining to unemployed persons who have been extended loans under PMMY is not maintained by the Government of India as a separate category.

State-wise details of the loans provided during this period is provided in the table given below.

State-wise data of No. of accounts and Disbursement Amount under Pradhan Mantri Mudra Yojana ( for FY 2019-20 and FY 2020-

21)

Amt in Rs. crore

 

 

FY 2019-20

FY 2020-21

Total

Sr No

State Name

No Of A/Cs

Disbursement

Amt

No Of A/Cs

Disbursement

Amt

No Of A/Cs

Disbursement Amt

1

Andaman and Nicobar Islands

1733

73.12

5,468

119.32

7,201

192

2

Andhra Pradesh

844501

10090.71

11,52,152

11,564.66

19,96,653

21,655

3

Arunachal Pradesh

23288

150.56

6,159

172.12

29,447

323

4

Assam

1668347

7571.6

11,89,829

7,399.66

28,58,176

14,971

5

Bihar

6712494

26340.31

53,06,694

24,019.78

1,20,19,188

50,360

6

Chandigarh

24313

390.16

20,295

432.22

44,608

822

7

Chhattisgarh

1261018

6691.69

10,27,266

6,423.07

22,88,284

13,115

8

Dadra and Nagar Haveli

2899

42.78

3,787

51.09

6,686

94

9

Daman and Diu

766

22.37

1,140

19.11

1,906

41

10

Delhi

568596

5069.32

3,30,497

4,003.83

8,99,093

9,073

11

Goa

39040

480.46

37,520

501.47

76,560

982

12

Gujarat

2096393

13529.73

14,30,956

11,313.24

35,27,349

24,843

13

Haryana

1155917

7623.25

10,05,453

7,303.11

21,61,370

14,926

14

Himachal Pradesh

107865

2226.32

1,30,494

2,163.83

2,38,359

4,390

15

Jharkhand

1720485

7767.09

16,68,281

8,177.78

33,88,766

15,945

16

Karnataka

5733127

29702.91

46,45,196

29,785.29

1,03,78,323

59,488

17

Kerala

2176889

12921.14

15,86,258

11,238.55

37,63,147

24,160

18

Lakshadweep

796

6.15

1,799

22.94

2,595

29

19

Madhya Pradesh

3557948

18578.04

32,49,158

17,822.84

68,07,106

36,401

20

Maharashtra

4769888

27394.57

37,54,163

24,624.06

85,24,051

52,019

21

Manipur

90175

393.43

69,906

406.68

1,60,081

800

22

Meghalaya

44416

266.45

40,478

402.43

84,894

669

23

Mizoram

20435

236.09

12,716

211.15

33,151

447

24

Nagaland

15082

169.84

19,787

244.48

34,869

414

25

Odisha

3715335

15154.36

36,34,998

14,919.04

73,50,333

30,073

26

Pondicherry

139444

756.63

1,08,775

606.91

2,48,219

1,364

27

Punjab

1281307

8605.75

10,94,143

7,065.11

23,75,450

15,671

28

Rajasthan

2994534

19366.09

24,81,296

18,223.39

54,75,830

37,589

29

Sikkim

19862

171.67

15,356

193.09

35,218

365

30

Tamil Nadu

7117666

34615.11

49,47,732

28,534.56

1,20,65,398

63,150

31

Telangana

1435626

8986.82

6,36,219

6,765.03

20,71,845

15,752

32

Tripura

397094

1555.3

3,26,855

2,040.35

7,23,949

3,596

 

33

Union Territory of Jammu and

Kashmir

 

155153

 

3470.5

 

2,94,501

 

5,401.94

 

4,49,654

 

8,872

34

Union Territory of Ladakh

5602

174.66

8,477

223.75

14,079

398

35

Uttar Pradesh

5861422

29801.37

47,38,452

27,875.13

1,05,99,874

57,677

36

Uttarakhand

301996

2830.41

3,01,870

2,953.57

6,03,866

5,784

37

West Bengal

6176529

26457.88

54,50,920

28,529.86

1,16,27,449

54,988

 

All India

62237981

329684.64

5,07,35,046

3,11,754.44

11,29,73,027

6,41,439.08

 

Source: Data uploaded on Mudra Portal by Member Lending Institutions (MLIs)

 

Topics

Acts Income Tax
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