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        <h1>PMJDY Offers Enhanced Benefits: Free RuPay Card, Rs. 2 Lakh Insurance, With Additional PMSBY and PMJJBY Coverage Options.</h1> Under the Pradhan Mantri Jan-Dhan Yojana (PMJDY), account holders receive a free RuPay debit card with accident insurance cover. Initially set at Rs. 1 lakh, this coverage was increased to Rs. 2 lakh for accounts opened after August 28, 2018. Eligible PMJDY account holders can also enroll in the Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY). PMSBY offers accident insurance of Rs. 2 lakh for individuals aged 18 to 70 with an annual premium of Rs. 12, while PMJJBY provides life insurance of Rs. 2 lakh for those aged 18 to 50 with a premium of Rs. 330.

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