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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>Financial inclusion via PMJDY expands access to banking and DBT delivery, strengthening direct transfers and account usage.</h1> Pradhan Mantri Jan-Dhan Yojana (PMJDY) ensures universal access to banking, remittance, credit, insurance and pension through BSBD accounts with relaxed KYC, RuPay/AePS interoperability, fixed Business Correspondents and core-banking online accounts. The programme layers overdraft facilities, micro-insurance and micro-pensions, and uses DBT through PMJDY accounts with active monitoring to reduce payment failures; subsequent revisions shifted focus to every unbanked adult and enhanced RuPay-linked insurance and overdraft eligibility, while promoting digital payments and micro-credit access.

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