https://www.taxtmi.com/news?id=23071 Pradhan Mantri Jan-Dhan Yojana (PMJDY) ensures universal access to banking, remittance, credit, insurance and pension through BSBD accounts with relaxed KYC, RuPay/AePS interoperability, fixed Business Correspondents and core-banking online accounts. The programme layers overdraft facilities, micro-insurance and micro-pensions, and uses DBT through PMJDY accounts with active monitoring to reduce payment failures; subsequent revisions shifted focus to every unbanked adult and enhanced RuPay-linked insurance and overdraft eligibility, while promoting digital payments and micro-credit access. en-us Fri, 28 Aug 2020 12:02:58 +0530 Fri, 28 Aug 2020 12:02:58 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=23071 Pradhan Mantri Jan-Dhan Yojana (PMJDY) ensures universal access to banking, remittance, credit, insurance and pension through BSBD accounts with relaxed KYC, RuPay/AePS interoperability, fixed Business Correspondents and core-banking online accounts. The programme layers overdraft facilities, micro-insurance and micro-pensions, and uses DBT through PMJDY accounts with active monitoring to reduce payment failures; subsequent revisions shifted focus to every unbanked adult and enhanced RuPay-linked insurance and overdraft eligibility, while promoting digital payments and micro-credit access. News - Fri, 28 Aug 2020 12:02:58 +0530 https://www.taxtmi.com/news?id=23071