<h1>RBI Governor Discusses Banking Evolution: Tech Impact, Regulatory Reforms, and Future Challenges in Digital Era.</h1> The Reserve Bank of India's Governor addressed the evolving banking landscape, highlighting the impact of technology and regulatory reforms post-global financial crisis. The speech emphasized the importance of adapting to technological advancements and new business models, with a focus on digital transformation and regulatory improvements. In India, the banking sector is recovering with improved asset quality, although challenges like non-performing assets remain. The future banking landscape may include diverse segments, from large banks to digital players. Emphasis was placed on corporate governance, digital disruptions, and regulatory measures to ensure stability and inclusiveness in the banking sector.