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<h1>Public sector bank leadership enables faster MSME credit access via digital loan approvals and priority sector lending focus.</h1> Public Sector Banks lead in delivering rapid MSME loan approvals through the contactless digital platform psbloansin59minutes.com, and dominate lending in education and priority sector agriculture; they are principal providers of overdraft credit under PMJDY and have onboarded the Trade Receivable electronic Discounting System (TReDs) to enable online discounting of MSME receivables for faster realisation.