The Pradhan Mantri Suraksha Bima Yojana (PMSBY) was launched on 9th May, 2015. The scheme provides a cover of Rs. Two Lakh for accidental death or total permanent disability and Rs One Lakh in case of permanent partial disability.  The cover period under this scheme is 1st June of each year to 31st May of subsequent year. The scheme is offered/ administered through both public and private sector general insurance companies, in tie up with scheduled commercial banks, Regional Rural Banks and Cooperative Banks. PMSBY offers a renewable one year accidental death cum disability cover to all subscribing bank account holders in the age group of 18 to 70 years for a premium of ₹ 12/- per annum per subscriber to be auto debited from subscriber’s bank account.

PMSBY provides insurance cover to common people, especially poor and the under-privileged sections of the society. The Government as well as the Public Sector General Insurance Companies had organized massive campaign to create awareness amongst large sections of population and also carried outreach efforts to facilitate access to the schemes. An exclusive website www.jansuraksha.gov.in, which hosts all relevant material / information including forms, rules etc. related to this scheme in English, Hindi and regional languages, was created. The progress of settlement of claims under the schemes is monitored regularly by the Government. Any complaints in respect of the scheme are dealt in coordination with banks and insurance companies in getting it resolved expeditiously.

There is an improvement in the number of enrolments through auto-debit under the Scheme from 8.85 crore in the year 2015-16 to 13.41 crore in 2017-18. The details of State-wise distribution under the Scheme in the year 2017-18 are attached as Annexure. The accidental insurance policies under implementation with different Central Government Departments have been converged to PMSBY w.e.f. 1st June 2017.

Annexure

No	Name of State / UT	PMSBY Enrolments
1	ANDAMAN AND NICOBAR ISLANDS	25,939
2	ANDHRA PRADESH $$	267,94,786
3	ARUNACHAL PRADESH	54,557
4	ASSAM	15,42,341
5	BIHAR	44,35,787
6	CHANDIGARH	1,80,897
7	CHHATTISGARH	48,78,782
8	DADRA AND NAGAR HAVELI	38,729
9	DAMAN AND DIU	30,015
10	GOA	2,34,179
11	GUJARAT	50,85,989
12	HARYANA	27,16,634
13	HIMACHAL PRADESH	9,70,141
14	JAMMU AND KASHMIR	6,06,542
15	JHARKHAND	17,33,879
16	KARNATAKA	63,87,312
17	KERALA	36,73,381
18	LAKSHADWEEP	4,510
19	MADHYA PRADESH	74,07,563
20	MAHARASHTRA	80,03,951
21	MANIPUR	87,690
22	MEGHALAYA	77,784
23	MIZORAM	72,568
24	NAGALAND	48,569
25	DELHI	22,21,327
26	ODISHA	35,93,515
27	PUDUCHERRY	1,93,922
28	PUNJAB	32,88,932
29	RAJASTHAN	47,74,162
30	SIKKIM	46,679
31	TAMIL NADU	68,65,370
32	TELENGANA	55,26,435
33	TRIPURA	3,11,420
34	UTTAR PRADESH	116,66,598
35	UTTARAKHAND	12,93,280
36	WEST BENGAL	55,91,359
37	Others & Non-CBS Enrolments **	136,27,812
	Grand Total	1340,93,336

** Beneficiaries converged from Ministry of Textiles, Women & Child Development, MSME and Department of Animal Husbandry, Dairy and Fisheries from their respective erstwhile Insurance schemes. Non-CBS enrolments pertain to urban cooperative bank subscribers which were not migrated to CBS system.

$$ includes 1.99 crore beneficiaries which have been converged from AABY to PMSBY in the state of Andhra Pradesh

This was stated by Shri Rajiv Pratap Shukla, Minister of State for Finance in written reply to a question in Rajya Sabha.

Auto-debit renewable accidental insurance cover expanded access and enrolment, with administrative convergence and claim monitoring. The Pradhan Mantri Suraksha Bima Yojana is a government renewable one-year accidental death cum disability cover for subscribing bank account holders aged eighteen to seventy, administered through general insurance companies in tie-ups with banks, with premium collected by auto-debit; the scheme includes outreach, a multilingual portal, monitoring of claim settlement and convergence of departmental accidental insurance policies into PMSBY, with state-wise enrolment data and accommodation for non-CBS enrolments.