<h1>Auto-debit renewable accidental insurance cover expanded access and enrolment, with administrative convergence and claim monitoring.</h1> The Pradhan Mantri Suraksha Bima Yojana is a government renewable one-year accidental death cum disability cover for subscribing bank account holders aged eighteen to seventy, administered through general insurance companies in tie-ups with banks, with premium collected by auto-debit; the scheme includes outreach, a multilingual portal, monitoring of claim settlement and convergence of departmental accidental insurance policies into PMSBY, with state-wise enrolment data and accommodation for non-CBS enrolments.