<h1>Joint Secretary Reviews PMJDY: Urges Closing RuPay Card Gap and Bank Mitra Deployment by January 2015.</h1> A recent video conference chaired by the Joint Secretary of the Pradhan Mantri Jan-Dhan Yojana (PMJDY) reviewed the program's progress. Banks have opened 9.83 crore accounts and issued 7.28 crore RuPay cards. The meeting highlighted the need to close the gap in RuPay card issuance by January 15, 2015. Nearly 99.73% of survey work is complete, achieving 95.30% household coverage. Banks aim to deploy Bank Mitras in all service areas by mid-January 2015, ensuring minimum earnings of Rs. 5000 per month. The conference also addressed issues like passbook issuance, RuPay card activation, and expediting life insurance claim settlements.