<h1>RBI Deputy Governor Highlights Retail Banking's Role and Challenges, Urges Innovation and Ethical Practices for Inclusive Growth.</h1> The Deputy Governor of the Reserve Bank of India addressed a roundtable on retail banking, highlighting its significance and challenges in emerging markets. The discussion focused on the evolution of retail banking, emphasizing the need for inclusive growth and consumer protection post-global financial crisis. Key points included the importance of efficient service delivery, transparent pricing, and risk management. The speech underscored the role of technology in transforming banking services and the necessity for banks to innovate and adapt to changing customer needs. The address concluded with a call for ethical practices and customer-centric approaches to ensure growth and stability in retail banking.