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        Indian Laws

        Central Government introduced Unified Pension Scheme as an...

        Central Government Launches Unified Pension Scheme Under NPS With 50% Last Pay Guarantee And Rs.10,000 Minimum Monthly Pension

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                          Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                            Provisions expressly mentioned in the judgment/order text.
                                Central Government introduced Unified Pension Scheme as an optional component under National Pension System (NPS) effective April 1, 2025. The scheme provides assured payout of 50% of last 12 months' average basic pay after 25 years qualifying service, with minimum guaranteed payout of Rs.10,000 monthly after 10 years service. Employee contribution is 10% of basic pay plus DA, matched by Government, with additional 8.5% Government contribution to pool corpus. Scheme includes family pension at 60% for legal spouse, dearness relief, and lump sum payment at superannuation. Existing NPS employees can opt for UPS with transfer of corpus. PFRDA will regulate individual corpus investments while Government controls pool corpus investments. Once exercised, option is final and irreversible.
                                Note: It is a system-generated summary and is for quick reference only.
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