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of The NCLAT held that the application for initiating the IRP against the personal guarantor u/s 95 of IBC was admissible. The guarantor acknowledged the debt and did not deny liability or furnish evidence of repayment as required u/s 99(2). The bank served a demand notice, and the application was filed after expiry of 14 days as per procedure. The RP's independent verification and report confirming the default was critical. The appeal was dismissed.
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