Fiduciary account segregation governs premium collections, claims funds, and limited retention for managing general agents. Fiduciary Accounts must be maintained by a Managing General Agent for premiums collected for remittance to a foreign insurer and for claims funds collected from the foreign insurer for onward payment to policyholders. The money in the Fiduciary Account must be segregated from the MGA's other accounts, used only for permitted purposes, and not applied to any other purpose. The MGA must not retain more than three months' worth of losses and loss adjustment expenses in the Fiduciary Account, and any surplus must be remitted to the foreign insurer monthly.