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of <h1>Rule 12: Process for Pledging National Savings Certificates as Security; Includes Transfer and Re-transfer Procedures</h1> Rule 12 of the National Savings Certificates (IX-Issue) Rules, 2011, outlines the procedure for pledging certificates as security. The Postmaster may allow the transfer of certificates to entities such as the President of India, Reserve Bank of India, banks, corporations, or local authorities. Transfers involving minors require written certification from a parent or guardian. The Postmaster must endorse the certificate upon transfer and re-transfer, with authorization required for re-transfer. Authorized officers must certify their authority when accepting or releasing pledges. If space for endorsements is exhausted, a new certificate may be issued, retaining the original's validity.
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