Rule of Contra Proferentem

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....ry's Laws of England: 5th Edn., vol. 60, para 105. "Contra proferentem rule.-Where there is ambiguity in the policy the court will apply the contra proferentem rule. Where a policy is produced by the insurers, it is their business to see that precision and clarity are attained and, if they fail to do so, the ambiguity will be resolved by adopting the construction favourable to....

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....andard form insurance policies, called contract d' adhesion or boilerplate contracts, in which the insured has little to no countervailing bargaining power. This consideration is highlighted in the facts of this case, since the risks that ECGC is mandated to cover is its business, and other insurers rarely foray into the field. HARIS MARINE PRODUCTS- [2022 (4) TMI 1219 - SUPREME COURT] The ....

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....ding circumstances. (footnotes omitted) Colinvaux's Law of Insurance propounds the contra proferentem Rule as under: Quite apart from contradictory clauses in policies, ambiguities are common in them and it is often very uncertain what the parties to them mean. In such cases the Rule is that the policy, being drafted in language chosen by the insurers, must be taken most strongly against t....