https://www.taxtmi.com/manuals?id=5794 The rule of contra proferentem mandates that genuinely ambiguous insurance policy terms be construed against the drafter, particularly in standard-form or adhesion contracts; it operates only where real ambiguity exists and cannot be used to create doubt. Courts will consider the policy as a whole and, where appropriate, surrounding circumstances or extrinsic evidence to determine whether a single fair and reasonable meaning emerges; absent such ambiguity, the rule does not apply, and insurers must use clear, unequivocal language to exclude liability. en-us Wed, 20 Nov 2024 12:24:00 +0530 Thu, 19 Jun 2025 15:09:00 +0530 TaxTMI RSS Generator https://www.taxtmi.com/manuals?id=5794 The rule of contra proferentem mandates that genuinely ambiguous insurance policy terms be construed against the drafter, particularly in standard-form or adhesion contracts; it operates only where real ambiguity exists and cannot be used to create doubt. Courts will consider the policy as a whole and, where appropriate, surrounding circumstances or extrinsic evidence to determine whether a single fair and reasonable meaning emerges; absent such ambiguity, the rule does not apply, and insurers must use clear, unequivocal language to exclude liability. Manuals Indian Laws Wed, 20 Nov 2024 12:24:00 +0530 https://www.taxtmi.com/manuals?id=5794