TaxTMI 
TaxTMI 
52.81 crore PM Jan-Dhan accounts with deposit balance of Rs. 2,30,792 crore opened as on 19.07.2024 under PMJDY
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....2.81 crore PM Jan-Dhan accounts with deposit balance of Rs. 2,30,792 crore opened as on 19.07.2024 under PMJDY <br>News and Press Release<br>Dated:- 6-8-2024<br><BR>29.37 crore (55.6%) accounts belong to women and about 35.15 crore (66.6 %) accounts opened in rural and semi-urban areas under PMJDY The Government initiated the National Mission for Financial Inclusion (NMFI), namely, Pradhan Mantri....
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.... Jan Dhan Yojana (PMJDY) in August, 2014 to provide universal banking services for every unbanked household based on the guiding principles of banking the unbanked, securing the unsecured, funding the unfunded and serving unserved and underserved areas. This was stated by Union Minister of State for Finance Shri Pankaj Chaudhary in a written reply to a question in Lok Sabha today. Since 14.08.201....
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....8, the objective of PMJDY has been to cover all unbanked adults, the Minister stated. The Minister further stated that the PMJDY has been successful in increasing banking penetration to promote financial inclusion across the country. A total of 52.81 crore Jan-Dhan accounts with a deposit balance of Rs. 2,30,792 crores have been opened as on 19.07.2024 under PMJDY. Out of the same, 29.37 crore (5....
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....5.6%) Jan-Dhan accounts belong to women and about 35.15 crore (66.6 %) PMJDY accounts have been opened in rural and semi-urban areas. Giving more information, the Minister stated that the Government has launched various social security schemes, the coverage of which, as on 19.07.2024, is as under: - (i) Under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), 20.48 crore cumulative enrolments ha....
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....ve been done to provide life insurance cover of Rs. 2 lakh for death due to any reason; (ii) Under Pradhan Mantri Suraksha Bima Yojana (PMSBY), 45.08 crore cumulative enrolments have been done to provide one-year accidental cover of Rs. 2 lakh (death or permanent total disability) and Rs. 1 lakh (permanent partial disability); (iii) Under Atal Pension Yojana (APY), 6.71 crore cumulative enrolm....
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....ents have been done to provide monthly pension to eligible subscribers. Further, the Minister stated, with the objective of "Funding the Unfunded'' and to promote entrepreneurship, the Government has launched various credit linked schemes, the progress of which is as under:- (i) Under Pradhan Mantri Mudra Yojana (PMMY), 48.92 crore cumulative loans amounting to Rs. 29.93 lakh crore (as on 12.07....
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.....2024) have been sanctioned to provide collateral-free institutional finance to micro/small business units up to Rs.10 lakh for income generating activities. (ii) Under Stand-Up India Scheme (SUPI), 2.36 lakh cumulative loans amounting to Rs. 53,609 crores (as on 15.07.2024) have been sanctioned to Scheduled Caste / Schedule Tribe and Women entrepreneurs for setting up greenfield projects. (ii....
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....i) PM Vishwakarma Scheme, launched on 17.09.2023, aims to provide end-to-end holistic support to traditional artists and craftspeople engaged in 18 identified trades through access to skill training, collateral-free credit, modern tools, market linkage support and incentive for digital transactions. (iv) Prime Minister Street Vendor's Atma Nirbhar Nidhi (PMSVANidhi) was launched on June 01, ....
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....2020 with the main objective of providing relief to street vendors affected by Covid-19 lockdown. The Scheme envisages empowering street vendors by not only extending loans to them but also for their holistic economic development. There is a periodical review mechanism to monitor the implementation and effectiveness of these Schemes with the Banks and other concerned Stakeholders, the Minister st....
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....ated.<BR> News - Press release - PIB....