Loans in rupees to non-residents: permitted under authorised dealer board policy with strict use, account, and repayment limits. Authorised Dealers may grant loans in rupees to non-residents under Board-approved loan policy, subject to prohibitions on use for chit funds, Nidhi companies, agriculture/plantation, real estate/farmhouses, TDR trading, and capital market investments including margin trading and derivatives; compliance with Reserve Bank directives is required. Loan amounts must not be credited to NRE/FCNR(B) accounts or remitted outside India, and repayments must be effected by inward remittances through normal banking channels or by debit to NRE/FCNR(B)/NRO accounts.