Micro loan definition expanded under CGFMU, extending guarantee coverage to PMMY bands and PMJDY overdraft facilities. Amendments expand CGFMU coverage by redefining Micro Loan to align with MUDRA categories and explicitly include PMJDY overdraft facilities, and by broadening the definition of Eligible borrower to cover micro units, JLG members and qualifying Self Help Groups within the specified PMMY loan limit; guarantee cover is available where Member Lending Institutions apply per Fund procedures, with the Fund able to publish lists of covered or excluded institutions or schemes.