Consent-based information sharing: Public Tech Platform designated to receive data from common portal for frictionless credit access. Notification designates Public Tech Platform for Frictionless Credit as the system with which information may be shared by the common portal based on consent under Section 158A; it defines the platform as an enterprise-grade open architecture IT platform, conceptualised by the central bank and developed by its wholly owned subsidiary to enable convergence of financial and data service providers via a standard protocol-driven architecture and an open, shared API framework. The notification is deemed effective from the 22nd day of February, 2024.