Public Tech Platform for Frictionless Credit enables consent-based sharing of taxpayer information via common portal under state GST provision. The State Government notifies Public Tech Platform for Frictionless Credit as the system with which the common portal may share information based on consent under the State GST information sharing provision, defining the platform as an enterprise grade open architecture IT platform that enables digital access to diverse data sources and convergence of financial and data service providers through a standard, protocol driven open API framework.