Bankruptcy process for personal guarantors amended: clauses in regulation three and regulation five removed and clarified. The amending regulations modify the principal regulations by inserting a coordinating conjunction in the explanation to regulation 3(1)(a), substituting punctuation to conclude regulation 3(1)(b), omitting clause (c) of that explanation, and omitting clause (c) of the proviso to regulation 5(1); the amendments are titled accordingly and commence on publication in the Official Gazette.