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of <h1>Indian Government Launches Mahila Samman Savings Certificate 2023: Empowering Women with 7.5% Interest Savings Accounts.</h1> The Mahila Samman Savings Certificate, 2023, is a scheme established by the Indian Ministry of Finance under the Government Savings Promotion Act, 1873. The scheme allows women and guardians of minor girls to open savings accounts with a minimum deposit of 1,000 rupees and a maximum of 200,000 rupees. The accounts earn an annual interest rate of 7.5%, compounded quarterly. The deposit matures after two years, with provisions for partial withdrawal of up to 40% after one year. Premature closure is allowed under specific circumstances, with applicable penalties. The scheme is operational through authorized banks and post offices, with agency charges applied for transactions.
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