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<h1>Bike insurance claim procedure: ensure safety, notify insurer promptly, document damage, await surveyor before repairs, and follow claim settlement steps.</h1> Guidance prescribes an eight-step bike insurance claim process: ensure safety and medical aid, obtain a police report when mandated, notify the insurer promptly to obtain a claim reference, document damage with photos and videos, confirm policy inclusions and exclusions, submit the claim with required documents, allow a surveyor to inspect before repairs, and pursue either cashless or reimbursement settlement depending on garage selection.